ATIM Life LLC - Terms of Service

TERMS OF SERVICE

Effective Date: August 1, 2026

These Terms of Service (“Terms”) govern your access to and use of the website, forms, appointment scheduling tools, communications, and services made available by ATIM Life LLC (“ATIM Life,” “we,” “us,” or “our”), owned and operated by Burak Atim.

By accessing our website, submitting information, scheduling an appointment, requesting information, or otherwise interacting with ATIM Life LLC, you acknowledge and agree to these Terms.

USE OF OUR WEBSITE AND SERVICES

You agree to use our website and services only for lawful purposes and to provide information that is accurate to the best of your knowledge.

You may not:

• Attempt to interfere with our website
• Gain unauthorized access to systems or information
• Introduce malicious software
• Impersonate another individual
• Submit fraudulent information
• Use our services in violation of applicable law

APPOINTMENTS AND REQUESTS

Submitting a contact form, scheduling an appointment, requesting information, or communicating with ATIM Life LLC does not guarantee:

• Acceptance as a client
• Approval for any product or service
• Approval for insurance coverage
• Issuance of an insurance policy
• Any particular outcome

Appointment availability may change.

Appointments may be rescheduled or canceled when reasonably necessary.

INSURANCE AND SERVICE INFORMATION

Any insurance-related or financial information provided through our website or communications is for general informational purposes and does not, by itself, create insurance coverage or bind an insurance carrier.

Insurance availability, eligibility, premiums, benefits, underwriting decisions, approvals, issuance, and policy terms are determined by the applicable insurance carrier.

These decisions may be subject to:

• Carrier requirements
• Underwriting requirements
• Applicable laws
• Licensing requirements
• Appointment requirements

No insurance coverage is created merely by submitting information, requesting a quote, scheduling an appointment, communicating with ATIM Life LLC, or completing an application.

Coverage exists only according to the terms and effective date established by the applicable insurance carrier.

Unless expressly provided as part of an authorized professional service, information on our website should not be considered legal, tax, accounting, medical, or investment advice.

Individuals should consult an appropriately qualified professional regarding their particular circumstances when necessary.

NO GUARANTEES

ATIM Life LLC does not guarantee:

• Insurance approval
• Coverage
• Rates
• Premiums
• Benefits
• Financial outcomes
• Carrier decisions
• Any specific result

Information, rates, product availability, carrier requirements, and related details may change without notice.

SMS / TEXT MESSAGE TERMS

ATIM Life LLC offers an informational text messaging program for individuals who voluntarily provide their mobile telephone number and consent to receive text messages.

Messages may include:

• Appointment confirmations
• Appointment reminders
• Scheduling updates
• Service-related notifications
• Information specifically requested by you
• Follow-up communications regarding appointments
• Follow-up communications regarding inquiries or services you initiated

This informational SMS program is not intended for unsolicited marketing or promotional text messages.

Message frequency varies based on your appointments, requests, and interaction with ATIM Life LLC.

Message and data rates may apply depending on your wireless carrier and service plan.

You may opt out of SMS communications at any time by replying STOP.

After opting out, you will no longer receive messages through that SMS program except for communications legally permitted in connection with processing your opt-out request.

For assistance, reply HELP or contact ATIM Life LLC using the contact information below.

Consent to receive text messages is not a condition of purchasing any product or service.

Mobile telephone information and SMS consent are not sold, rented, or shared with third parties or affiliates for their independent marketing or promotional purposes.

Our handling of personal information associated with the SMS program is also governed by the ATIM Life LLC Privacy Policy.

EMAIL AND OTHER COMMUNICATIONS

If you provide an email address or other contact information in connection with an inquiry, appointment, application, or request, ATIM Life LLC may use that information to respond to you and communicate regarding the matter you initiated.

You may request that non-required communications stop by contacting ATIM Life LLC.

THIRD-PARTY PROVIDERS AND INSURANCE CARRIERS

ATIM Life LLC may use third-party service providers to operate website, scheduling, communication, customer-management, document-management, security, and other business systems.

Insurance-related products or services may involve third-party insurance carriers and related providers.

Those third parties may have their own:

• Terms and conditions
• Privacy policies
• Eligibility requirements
• Underwriting standards
• Business practices

ATIM Life LLC is not responsible for a third party’s website, systems, products, policies, independent actions, or decisions except to the extent required by applicable law.

INTELLECTUAL PROPERTY

Unless otherwise stated, website content, branding, graphics, text, designs, and other original materials belonging to ATIM Life LLC may not be copied, reproduced, distributed, sold, or used for commercial purposes without prior written permission.

WEBSITE AVAILABILITY AND ACCURACY

We attempt to provide accurate and useful information but do not guarantee that the website will always be:

• Available
• Uninterrupted
• Error-free
• Completely current

We may update, modify, suspend, or discontinue portions of the website or services when reasonably necessary.

LIMITATION OF LIABILITY

To the fullest extent permitted by applicable law, ATIM Life LLC, Burak Atim, and their respective employees, contractors, representatives, and service providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from use of or inability to use the website or reliance upon general website information.

Nothing in these Terms excludes or limits liability that cannot legally be excluded or limited.

PRIVACY

Use of our website and services is also subject to the ATIM Life LLC Privacy Policy.

The Privacy Policy explains how ATIM Life LLC collects, uses, protects, and discloses personal information.

CHANGES TO THESE TERMS

ATIM Life LLC may update these Terms periodically to reflect changes in services, business practices, technology, or applicable requirements.

Updated Terms will be posted with a revised effective date.

GOVERNING LAW

These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles, except where another jurisdiction’s law must apply.

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in effect to the fullest extent permitted by law.

CONTACT INFORMATION

Questions regarding these Terms may be directed to:

ATIM Life LLC
Owner: Burak Atim
Email: [email protected]

Phone: +1 954-955-1907

Mailing Address: 1660 NE 52nd ST Pompano Beach Florida 33064